Farish, LaurenEddins, KatherineBaylor University2022-05-202022-05-2020222022-05-20https://hdl.handle.net/2104/11821This thesis conducts an analysis of the status of financial literacy programs that exist within the current educational system, specifically in the United States. By researching a variety of current financial literacy programs, teaching tactics, and statistics, an inconsistent system of educational implementation and a rapidly increasing knowledge gap between individuals were identified. Financial literacy proved to be a common factor between the increasing wealth gap and the financial struggles that individuals are facing. Financial education is essential to achieving financial stability in life. Therefore, a proposal of specifically identified methods and overall improvements are provided to implement consistency and aim to equitably equip students with the necessary knowledge to succeed financially.en-USBaylor University projects are protected by copyright. They may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission. Contact libraryquestions@baylor.edu for inquiries about permission.Financial Literacy Educational Programs: Purpose, Availability, and NecessityThesisWorldwide access