The Trade-Off Between Outreach and Efficiency in Microfinance Institutions

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dc.contributor.advisorSsozi, John
dc.contributor.authorKattilakoski, Hanna
dc.contributor.departmentFinance.en_US
dc.contributor.schoolsHonors College.en_US
dc.date.accessioned2015-06-01T15:21:20Z
dc.date.available2015-06-01T15:21:20Z
dc.date.copyright2015-05
dc.date.issued2015
dc.description.abstractMicrofinance institutions (MFIs) aim to increase the standard of living in poor communities through small-scale lending. Because many people lack collateral in these impoverished areas, obtaining loans from banks is difficult if not impossible. Small-scale lending allows individuals to start or expand their business. However, many microfinance institutions are heavily subsidized. Recent interest in the commercialization of microfinance institutions has begun a spark in the interest of creating sustainable MFIs. This study examines existing microfinance institutions throughout the world to determine the trade-offs associated with outreach and sustainability. Data is used from the Microfinance Information Exchange, which is a non-profit organization that collects self-reported data and is an information provider in the microfinance sector. Over 16,000 data points were used spanning about 20 years time. Analysis of the data indicates that tradeoffs include percent of female borrowers and amount of assets.en_US
dc.identifier.urihttp://hdl.handle.net/2104/9375
dc.language.isoenen_US
dc.rightsBaylor University projects are protected by copyright. They may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission. Contact libraryquestions@baylor.edu for inquiries about permission.en_US
dc.rights.accessrightsWorldwide accessen_US
dc.titleThe Trade-Off Between Outreach and Efficiency in Microfinance Institutionsen_US
dc.typeThesisen_US

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